As a married couple, you enjoy certain tax benefits that unmarried couples don’t. However, without proper planning in place, you will lose those benefits and possibly end up having to pay thousands of dollars in taxes if something unfortunate were to happen to your spouse.


You'll need to confront, and answer, the following questions:
  • How do you make sure that you don’t lose those benefits?
  • If you were incapacitated and require long-term care, how do you ensure that you have enough saved up to pay for the long-term care?
  • If you were to be incapacitated, who would be making medical decisions for you and decide whether to keep you alive artificially or not?
  • If you were to be incapacitated, who would be making financial decisions for you and decide how to use your assets?
  • How do you protect your assets from creditor claims?
  • If you and your spouse were to get divorced, and if he/she were to have children from a new marriage, how do you ensure that they don’t get access to your assets?
There are important questions that need to be addressed while you are still alive. The last thing you want is to leave a huge mess for your loved ones to deal with when you are gone, or when you have no say because you were incapacitated.